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What Do Lenders Use As Your Income When You’re Self-Employed?

If you’ve ever wondered how much money you could borrow you’ve no doubt found a lender’s borrowing capacity calculator, plugged in a few details and out spits a number – and if you’re an employee for the most part that’s fine.  There are a few wrinkles when it comes to casual employment, bonus’, and regular…

What You Need To Do After You’ve Set Goals

Where are you?When running a small business, the most correct answer can be “everywhere”.  I get it. I’m not immune to it either. So sometimes it’s important to pull over, put the hazards on it and take a look at the Refidex.  Because if you don’t know where you are, how do you know if a)…

Before You Refinance Your Home Loan, Try This

How much money, after tax, can you make in an hour? $50? $500? $5,000?How about $200,793? According to the Australian Bureau of Statistics, the average Australian earns $1,714 per week before tax.  That’s $1,309 after tax which equates to $34.45 per hour.And the average mortgage across this great brown land looks like this State Average Mortgage…